Delivering goals-based advice
The concept of goals-based advice places your lifestyle goals at the core of our financial planning process.
Centred on meaningful discussions about your financial dreams and plans for the future, we recognise that you, and your journey are unique. We work together to determine your lifestyle goals; such as paying off debt, owning an investment property, holidays every year or meeting your income needs in retirement.
Once your goals are established, they can be quantified financially and a long-term strategy developed.
We focus on three important areas when developing your financial plan, built around your lifestyle goals and your vision of the life you are planning for.
Strategy: we help you to develop a strategy which will maximise the chance of achieving your goals.
Structure: we work with you to structure your financial matters in the most effective way to meet your goals. This can include considering different tax, loan, investment and estate planning structures.
Investment and/or Insurance Recommendations: if we identify that you require an investment and/or an insurance recommendation, we will provide advice on products that will help meet your goals and place you in a better position.
When it comes to investments, we invest your funds using three principles:
- A clear strategy tailored for you based on your identified lifestyle goals.
- Diversification of investments to best enable the achievement of your goals.
- A focus on value (cost vs return) when selecting investments for your portfolio.
Once on your way, it is crucial to monitor ongoing progress towards your goals as well as adapt as life changes.
We are your partner on this journey.
The end goal is the most important. To live the lifestyle that you dream of and have planned for.